Craving something creamy, fruity, and irresistibly indulgent but don’t want to turn on the oven? Look no further than this No-Bake Banana Split Cheesecake. It takes the nostalgic flavors of a classic banana split and transforms them into a luscious layered dessert that’s perfect for parties, summer gatherings, birthdays, or just treating yourself.

With a buttery graham cracker crust, smooth cream cheese filling, fresh fruit, and all the classic toppings, this dessert brings smiles with every bite—and it’s easier than you might think!

Why You’ll Love This Recipe

This no-bake dessert is a dream for home bakers and busy families alike. Here’s what makes this Banana Split Cheesecake so special:

• ✅ No oven required – perfect for hot days or small kitchens
• ✅ Loaded with flavor and texture – creamy, crunchy, juicy, and sweet
• ✅ Great for make-ahead entertaining – chills beautifully overnight
• ✅ Kid-friendly and party-approved – a fun twist on a favorite ice cream treat
• ✅ Customizable with toppings – make it your own with chocolate, nuts, or more fruit

Whether you’re serving a crowd or making a weeknight dessert, this one checks every box.

Ingredients You’ll Need

Here’s everything that goes into this chilled banana split-inspired treat:

For the Crust:

• 1 ½ cups graham cracker crumbs
• ½ cup melted butter
• 2 tablespoons granulated sugar

For the Filling and Layers:

• 16 oz cream cheese, softened
• 1 cup powdered sugar
• 1 teaspoon vanilla extract
• 1 ½ cups whipped topping (like Cool Whip), divided
• 2 ripe bananas, sliced
• 1 cup crushed pineapple, well drained
• 1 cup fresh strawberries, diced

Toppings (Optional but Recommended!):

• ½ cup mini chocolate chips or chocolate syrup
• ¼ cup chopped nuts (like walnuts or pecans)
• Maraschino cherries, for garnish

Equipment You’ll Need

Keep it simple—this recipe doesn’t require anything fancy:

• Mixing bowls
• Electric mixer or hand whisk
• Measuring cups and spoons
• Rubber spatula
• 9×9-inch baking dish or pan
• Knife and cutting board
• Plastic wrap or foil for chilling

Step-by-Step Instructions

1. Make the Crust

In a medium bowl, stir together the graham cracker crumbs, melted butter, and sugar until well combined and evenly moistened. Press the mixture firmly into the bottom of a 9×9-inch pan to form a crust. Place in the refrigerator to chill while preparing the filling.

2. Prepare the Cheesecake Layer

In a large bowl, beat the softened cream cheese, powdered sugar, and vanilla extract until smooth and creamy. Gently fold in 1 cup of whipped topping until light and fluffy.

3. Assemble the Layers

• Spread the cream cheese filling evenly over the chilled crust.
• Arrange sliced bananas in a single layer on top.
• Spoon on the drained crushed pineapple.
• Evenly scatter the diced strawberries across the pineapple.

4. Add the Topping

Carefully spread the remaining ½ cup of whipped topping over the fruit layer. Sprinkle with chocolate chips or drizzle with chocolate syrup, if using. Add chopped nuts and top with maraschino cherries for that iconic banana split look.

5. Chill

Cover with plastic wrap and refrigerate for at least 4 hours (or overnight) to allow the dessert to set and the flavors to meld.

Tips for Success

• Drain pineapple thoroughly to prevent a soggy dessert. You can even press it lightly with a paper towel.
• Use ripe but firm bananas to prevent them from turning mushy too quickly.
• Use full-fat cream cheese for best texture and flavor.
• Slice just before serving for the freshest fruit look and flavor.

Recipe Variations

🍫 Chocolate Lover’s Twist

Use crushed chocolate graham crackers or Oreo cookies for the crust and drizzle with hot fudge before serving.

🍓 Berry Banana Cheesecake

Replace pineapple with more fresh berries like raspberries or blueberries.

🥥 Tropical Vibes

Add toasted coconut on top and swap the graham cracker crust for crushed vanilla wafers.

🍰 Mini Versions

Make this recipe in muffin tins or mini dessert cups for individual servings—perfect for parties!

How to Store Leftovers

Refrigerator:
Cover tightly with foil or plastic wrap and store in the fridge for up to 3 days.

Freezing Not Recommended:
Due to the fresh fruit and whipped topping, freezing may alter the texture and make the bananas mushy.

Tip:
If planning ahead, layer the banana slices just before serving to keep them looking fresh and yellow.

What to Serve With This Dessert

While this cheesecake is a star all on its own, here are a few ideas to elevate the dessert table:

• A scoop of vanilla or strawberry ice cream
• Fresh coffee or an iced latte
• A fruity sangria or chilled sparkling wine
• A crunchy side like waffle cone pieces or sugar cookies

Frequently Asked Questions

Can I make this ahead of time?

Yes! This is the perfect make-ahead dessert. It needs at least 4 hours to chill, but it’s even better overnight.

How can I keep the bananas from browning?

Brush banana slices with a little lemon juice before layering. This helps slow down oxidation.

Can I use homemade whipped cream?

Absolutely. Just make sure it’s whipped to stiff peaks and gently folded into the cream cheese mixture.

Can I make this gluten-free?

Yes—just use gluten-free graham crackers or a gluten-free crust alternative.

What can I substitute for Cool Whip?

Use homemade whipped cream or a stabilized whipped cream (whipped cream + a bit of cream cheese or gelatin for structure).

Final Thoughts

This No-Bake Banana Split Cheesecake is everything you love about a classic banana split—creamy, fruity, chocolatey, and fun—all layered into a cool, crave-worthy dessert. It’s perfect for potlucks, birthdays, summer celebrations, or a sweet midweek pick-me-up.

If you try this recipe, please share it with your friends and family and subscribe to the blog for more no-bake treats, comfort food classics, and kitchen inspiration delivered weekly. Your sweet tooth will thank you! 🍌🍓🍒